Rates

Loan Rates Share Rates Share Certificates Fee Schedule Credit Card Rates and Fees

Effective as of: 08/16/2023

New and Used Auto Loans
Year	Term	Annual Percentage Rate
2023-2020	Up to 72 months	as low as 6.50%
2019-2017	Up to 60 months	as low as 6.50%
2016-2014	Up to 48 months	as low as 6.50%
2013	Up to 36 months	as low as 6.50%
Boats, Watercrafts, ATV'S, RV/Travel Trailers, Farm Equipment
	Term	Annual Percentage Rate
	Up to 72 months	as low as 9.4% APR


All Other Collateral
(NEW Storage Sheds, NEW Furniture,
Term		Annual Percentage Rate
Up to 60 months		as low as 10.90%
Home Improvement, Lot/Land, Home Equity, Primary Purchase
	Term	Annual Percentage Rate
(Lots and Acres of Land / 80% of Appraised Value \| NMLS #466088)
	5 years	Call for Rates
	10 years	Call for Rates
	15 years	Call for Rates
	20 years	Call for Rates
Share Secured Loans

		2.00% above dividend currently earning on share account

Signature Loans and Line-of-Credit
Term		Annual Percentage Rate
Up to 36 months		as low as 13.90%

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